Risk cover
Life cover

why do we need Life Cover?

Life insurance protects your family when you cannot. It lets you leave something behind to help those that are important to you.
Remember that losing a family or household member often has a financial impact. The payout from a life insurance policy can help your loved ones avoid having to rely on savings, redeeming investments or even selling your home to cover unforeseen expenses like:

  • Funeral costs
  • Replacing lost income
  • Estate and legal fees
  • Paying off health related costs
  • Child care and education costs
  • Home related expenses
  • Outstanding debts and bill payments

If you have the necessary life cover in place you will not have to worry about these unexpected costs. We design your benefits to ensure that any life-changing event does not lower your standard of living. In this way you get total peace of mind. These benefits are also flexible so we can re-structure your policy according to how your needs change.